ABC Insurance Trust

ABC Western Pennsylvania Chapter

ABC Insurance Trust provides employee benefits, plans, and services to ABC member companies and chapters.

With more than 60 years of experience, we are committed to helping construction companies navigate the ever-changing benefits landscape. The ABC Insurance Trust staff includes noted experts on employee benefit design, compliance, prevailing wage regulations and other benefits issues that impact the construction industry.

ABC members have a wide range of employee benefit need and the ABC Insurance Trust representatives work for you to find the right insurance plan designed to help you achieve your specific goals. The Trust is owned by its member participants and is well known for its unique proprietary plans, top shelf customer service and commitment to helping ABC members improve their benefits offerings. 


Dental Program (MetLife)

  • $10k Annual Max
  • $2k Ortho (adults + kids)
  • Rates guaranteed until 2024
  • Haven’t seen an increase in 10+ years

Vision Program (VSP)

  • 12/12/12 frequency
  • Prescription Safety Glasses covered

Supplemental Services

  • ThinkHR (HR on Demand)
  • Benefits Portal (10+ employees)
  • COBRA/FSA/HSA/HRA Administration


  • Pooled Programs and Discount Programs
    • Aetna, Cigna, BlueCross, United, PHCS and others (All National PPOs)
      • Aetna: ABC Members will receive a credit of $525 per enrolled employee on their second invoice.
      • Aetna: Will guarantee an additional credit if you renew in year two.
    • Monthly claims tracking (assists with renewal budgeting/ensures your company is paying the appropriate amount based on its risk)
    • Refund of unused premium at the end of the year